Current Home Energy — Pricing Tool

Solar system

System size (kW)

Redline per watt ($)

Solar price ($)

Storage

Storage size (kWh)

Storage price ($)

Adders — costs deducted from commission

Item Qty Cost

Contract summary

Solar price—

Gross contract price—

Solar cap (— W × $4.85)—

Storage cap (— kWh × $2,000)—

Max allowed price—

Total estimated sales commission

Enter details above

Propel

Propel is a prepaid PPA financed by a loan. For the first 5 years it functions exactly like a PPA — a third party owns the system and the customer makes consistent monthly payments. At Year 5, ownership transfers to the customer automatically. Their payment never changes throughout, with no escalator.

Energy community checker — California

Use the Baker Tilly map to check if the customer's address qualifies for the 40% tax credit instead of the standard 30%. This will be directly applied to their loan.

Open Baker Tilly energy community map

Credit and loan requirements

660+ FICO score required (TransUnion)

Loans up to $135,000

First payment due 75 days after installation is complete

Borrower must own the home and roof

Co-borrowers must live in or own the property

Loan rates — 25-year term

Excellent credit: 7.79% APR

Very Good credit: 8.79% APR

Good credit: 9.79% APR

Always pre-qual the customer first — their monthly payment is based on their credit tier and the final loan amount.

Property requirements

Single-family homes, up to 4-unit properties

Primary, rental, vacation, and secondary homes all qualify

System must be on the permanent roof, detached garage, or detached structure

HOA approval letter required if applicable

System must have cellular or WiFi connectivity

How Propel works

Day 1 — System installed

The customer's loan kicks in and monthly payments begin. Like a PPA, a third party technically holds ownership of the system during this period. This structure is what allows the tax credit benefit to be built into the loan pricing.

Year 5 — Customer buys the system

The customer becomes the full legal owner of the solar system. Their monthly loan payment stays exactly the same and nothing changes for them day-to-day.

Year 25 — Loan paid off

The loan is fully paid off. The customer owns the system free and clear and keeps all the energy savings going forward.